How it works
Most owners apply all over the internet and take the first offer that says yes. This works the other way around: one application, and the funders compete.
1
Answer six quick questions
The qualifier below checks the basics funders look at — time in business, monthly deposits, and credit — and tells you honestly where you stand.
2
One application, soft pull only
Gil walks your application into the BankBreezy™ platform, where 20+ funding partners review it. Your credit is checked with a soft pull, so your score is safe.
3
Funders compete — you pick
Providers bring their best offer to win your business. You see the strongest one, decide with no obligation, and qualifying approvals can fund as fast as the same or next business day.
Check your fit
Six questions. No credit pull, no cost, and no obligation — just a straight answer on which funding lane fits your business today.
Question 1 of 6
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Why owners start here
The best odds for approval
Access many providers without the hassle of applying all over the internet. If one funder passes, another may see your business differently — your application keeps working.
The providers compete for your business
We only present you the best offer, so providers bring their best to win. That competition is what produces better amounts and better repayment terms than a single direct application.
We only pull a soft FICO score
Your credit is safe — a soft credit pull connects you to the best offers without the inquiry showing up on your credit report or lowering your score.
A broker in your corner, not a call center
Gil reviews your answers personally, flags anything that could hurt your approval before it’s submitted, and stays on the deal until it funds. Mission first — commission always last.
Common questions
Does checking cost anything?
No. The qualifier and the application are free, with no obligation. Gil is paid by the funding platform when a deal funds — never by charging you an upfront fee.
What if I already have a business loan or advance?
An existing advance in good standing doesn’t automatically disqualify you. The balance you still owe is factored in and can reduce the new approval amount, and second-position funding may be available. What funders won’t work past is a previous default — the qualifier asks about both.
How fast can funding actually happen?
Qualifying approvals can fund the same or next business day, depending on the lane and how quickly documents are provided. The micro-funding and side-gig lanes are built for smaller amounts on a same-day track.
What does the $500 guarantee actually cover?
If the BankBreezy™ platform can’t meet or beat a qualifying competing offer, you receive $500. It excludes the construction industry and businesses in CA, NV, NY, UT, VA, ND, SD, and MT — see the fine print at the bottom of this page.